/* ═══════════════════════════════════════════════════
  style.css — Insurance Company (Optimized)
  ═══════════════════════════════════════════════════ */

/* ─── TOKENS ──────────────────────────────────────── */
:root {
  --accent-start: #2563eb;
  --accent-end:   #06b6d4;
  --gradient:     linear-gradient(135deg, var(--accent-start), var(--accent-end));
  --radius:       18px;
  --radius-sm:    10px;
  --radius-pill:  999px;
  --max-w:        1120px;
  --trans:        0.25s ease;
  --font-display: 'Syne',    sans-serif;
  --font-body:    'DM Sans', sans-serif;
}

/* ─── DARK THEME ──────────────────────────────────── */
[data-theme="dark"] {
  --bg:          #0a0a0f;
  --bg-2:        #111118;
  --surface:     #16161f;
  --surface-2:   #1e1e2a;
  --border:      rgba(255,255,255,.08);
  --text:        #f0f0f8;
  --text-muted:  #8888aa;
  --shadow:      rgba(0,0,0,.55);
  --nav-bg:      rgba(10,10,15,.85);
}

/* ─── LIGHT THEME ─────────────────────────────────── */
[data-theme="light"] {
  --bg:          #f7f8fc;
  --bg-2:        #ffffff;
  --surface:     #ffffff;
  --surface-2:   #f0f2f9;
  --border:      rgba(0,0,0,.08);
  --text:        #0f0f1a;
  --text-muted:  #6b6b88;
  --shadow:      rgba(0,0,0,.10);
  --nav-bg:      rgba(247,248,252,.88);
}

/* ─── REDUCED MOTION ──────────────────────────────── */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration:   0.01ms !important;
    transition-duration:  0.01ms !important;
  }
  html { scroll-behavior: auto; }
}

/* ─── RESET ───────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  background: var(--bg);
  color: var(--text);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  transition: background var(--trans), color var(--trans);
  overflow-x: hidden;
}

img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }

/* ─── CONTAINER ───────────────────────────────────── */
.container {
  width: 100%;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 1.5rem;
}

/* ─── BUTTONS ─────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 500;
  padding: 0.6rem 1.35rem;
  border-radius: var(--radius-pill);
  transition: transform var(--trans), box-shadow var(--trans), opacity var(--trans);
  white-space: nowrap;
}
.btn:hover  { transform: translate3d(0, -2px, 0); }
.btn:active { transform: translate3d(0, 0, 0); }

.btn-primary {
  background: var(--gradient);
  color: #fff;
  box-shadow: 0 4px 18px rgba(37,99,235,.30);
  position: relative;
  overflow: hidden;
}
.btn-primary::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(105deg, transparent 35%, rgba(255,255,255,.22) 50%, transparent 65%);
  background-size: 200% 100%;
  background-position: 200% 0;
  transition: background-position 0.55s ease;
}
.btn-primary:hover::after { background-position: -200% 0; }
.btn-primary:hover { box-shadow: 0 8px 28px rgba(37,99,235,.42); }

.btn-ghost {
  background: transparent;
  color: var(--text);
  border: 1px solid var(--border);
}
.btn-ghost:hover { background: var(--surface-2); }

.btn-lg   { font-size: 0.975rem; padding: 0.8rem 1.75rem; }
.btn-full { width: 100%; justify-content: center; }

.btn-arrow {
  width: 18px; height: 18px;
  transition: transform var(--trans);
}
.btn:hover .btn-arrow { transform: translate3d(3px, 0, 0); }

/* ─── NAVBAR ──────────────────────────────────────── */
.navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 200;
  background: var(--nav-bg);
  border-bottom: 1px solid var(--border);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  transition: background var(--trans), border-color var(--trans), box-shadow var(--trans);
}
.navbar.scrolled { box-shadow: 0 4px 24px var(--shadow); }

.nav-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 1.5rem;
  height: 68px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-family: var(--font-display);
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--text);
  letter-spacing: -0.02em;
  flex-shrink: 0;
}
.logo-mark {
  width: 26px; height: 26px;
  border-radius: 8px;
  background: var(--gradient);
  flex-shrink: 0;
}

.nav-links { display: flex; gap: 2rem; align-items: center; }
.nav-links a {
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--text-muted);
  transition: color var(--trans);
  position: relative;
}
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -3px; left: 0;
  width: 0; height: 2px;
  background: var(--gradient);
  border-radius: 2px;
  transition: width var(--trans);
}
.nav-links a:hover { color: var(--text); }
.nav-links a:hover::after { width: 100%; }

.nav-actions { display: flex; align-items: center; gap: 0.75rem; }

.language-picker { position: relative; }
.language-toggle { white-space: nowrap; }
.language-menu {
  position: absolute; right: 0; margin-top: 0.5rem;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 14px;
  box-shadow: 0 18px 40px rgba(0,0,0,.08);
  padding: 0.35rem; display: grid; gap: 0.25rem; min-width: 160px; z-index: 250;
}
.language-menu[hidden] { display: none !important; }
.language-menu button {
  width: 100%; text-align: left; padding: 0.8rem 1rem;
  border-radius: 12px; color: var(--text);
  background: transparent; border: none; cursor: pointer;
}
.language-menu button[aria-checked="true"] { background: rgba(37,99,235,.08); }
.language-menu button:hover { background: rgba(37,99,235,.1); }

.theme-toggle {
  width: 40px; height: 40px; border-radius: 50%;
  border: 1px solid var(--border); background: var(--surface);
  display: flex; align-items: center; justify-content: center;
  color: var(--text-muted); transition: background var(--trans), color var(--trans);
  flex-shrink: 0;
}
.theme-toggle:hover { color: var(--text); background: var(--surface-2); }
.icon { width: 18px; height: 18px; }
[data-theme="dark"]  .icon-sun  { display: none; }
[data-theme="light"] .icon-moon { display: none; }

.nav-burger {
  display: none; flex-direction: column; gap: 5px; padding: 6px;
}
.nav-burger span {
  display: block; width: 22px; height: 2px; background: var(--text);
  border-radius: 2px; transition: transform var(--trans), opacity var(--trans);
}
.nav-burger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-burger.open span:nth-child(2) { opacity: 0; }
.nav-burger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.nav-drawer {
  display: none; flex-direction: column; gap: 0.25rem;
  padding: 1rem 1.5rem 1.5rem; border-top: 1px solid var(--border); background: var(--nav-bg);
}
.nav-drawer.open { display: flex; }
.drawer-link {
  font-size: 1rem; font-weight: 500; color: var(--text-muted);
  padding: 0.65rem 0; border-bottom: 1px solid var(--border); transition: color var(--trans);
}
.drawer-link:hover { color: var(--text); }
.drawer-cta { margin-top: 0.75rem; text-align: center; }

/* ─── SECTION SHARED ──────────────────────────────── */
.section-header { text-align: center; margin-bottom: 4rem; }
.section-eyebrow {
  font-size: 0.75rem; font-weight: 500; letter-spacing: 0.12em;
  text-transform: uppercase; color: var(--accent-start); margin-bottom: 0.75rem;
}
.section-title {
  font-family: var(--font-display); font-size: clamp(1.75rem, 4vw, 2.75rem);
  font-weight: 700; letter-spacing: -0.03em; line-height: 1.15;
}

/* ─── SCROLL REVEAL ───────────────────────────────── */
.reveal {
  opacity: 0; transform: translate3d(0, 28px, 0);
  transition: opacity 0.65s ease, transform 0.65s ease;
}
.reveal.reveal-delay-1 { transition-delay: 0.1s; }
.reveal.reveal-delay-2 { transition-delay: 0.2s; }
.reveal.reveal-delay-3 { transition-delay: 0.32s; }
.reveal.reveal-delay-4 { transition-delay: 0.44s; }
.reveal.visible { opacity: 1; transform: translate3d(0, 0, 0); }

/* ─── HERO ────────────────────────────────────────── */
.hero { position: relative; padding: 10rem 0 7rem; overflow: hidden; }
.hero-bg { position: absolute; inset: 0; pointer-events: none; }
.hero-inner { position: relative; z-index: 1; }
.hero-eyebrow {
  display: inline-flex; align-items: center; gap: 0.55rem;
  font-size: 0.82rem; font-weight: 500; letter-spacing: 0.07em;
  text-transform: uppercase; color: var(--text-muted);
  background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--radius-pill); padding: 0.4em 1em; margin-bottom: 2rem;
}
.hero-headline {
  font-family: var(--font-display); font-size: clamp(2.4rem, 6vw, 4.25rem);
  font-weight: 800; letter-spacing: -0.04em; line-height: 1.08;
  margin-bottom: 1.5rem; max-width: 680px;
}
.gradient-text {
  background: var(--gradient);
  -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text;
}
.hero-sub {
  font-size: 1.1rem; color: var(--text-muted); max-width: 480px;
  margin-bottom: 2.5rem; line-height: 1.7;
}
.hero-actions { display: flex; gap: 0.85rem; flex-wrap: wrap; margin-bottom: 4rem; }
.hero-stats { display: flex; align-items: center; gap: 2rem; flex-wrap: wrap; }
.stat { display: flex; flex-direction: column; gap: 0.2rem; }
.stat-num {
  font-family: var(--font-display); font-size: 1.65rem; font-weight: 700;
  background: var(--gradient); -webkit-background-clip: text;
  -webkit-text-fill-color: transparent; background-clip: text; line-height: 1;
}
.stat-label { font-size: 0.8rem; color: var(--text-muted); }
.stat-divider { width: 1px; height: 36px; background: var(--border); }

/* ─── SERVICES ────────────────────────────────────── */
.services { padding: 7rem 0; background: var(--bg-2); }
.services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; align-items: start; }

/* OPTIMIZED HOVER PATTERN FOR LOW END DEVICES */
.service-card {
  position: relative;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 2rem 1.75rem;
  /* Hardware acceleration */
  will-change: transform;
  transform: translate3d(0, 0, 0);
  transition: transform 0.4s cubic-bezier(0.22, 1, 0.36, 1), border-color 0.4s ease;
  transition-delay: calc(var(--index, 0) * 0.08s);
}

/* We animate opacity of ::after instead of box-shadow directly */
.service-card::after {
  content: ''; position: absolute; inset: 0; z-index: -1;
  border-radius: inherit;
  box-shadow: 0 12px 32px var(--shadow), 0 0 28px rgba(37,99,235,.10);
  opacity: 0;
  transition: opacity 0.4s cubic-bezier(0.22, 1, 0.36, 1);
  pointer-events: none;
}

.service-card:hover {
  transform: translate3d(0, -8px, 0);
  border-color: rgba(37,99,235,.35);
}
.service-card:hover::after { opacity: 1; }

.service-card--featured {
  background: linear-gradient(160deg, var(--surface) 60%, rgba(37,99,235,.07));
  border-color: rgba(37,99,235,.25);
}
[data-theme="light"] .service-card--featured {
  background: linear-gradient(160deg, #ffffff 60%, rgba(37,99,235,.04));
}

.card-badge {
  position: absolute; top: 1.25rem; right: 1.25rem;
  font-size: 0.7rem; font-weight: 600; letter-spacing: 0.06em;
  text-transform: uppercase; background: var(--gradient);
  color: #fff; border-radius: var(--radius-pill); padding: 0.25em 0.75em;
}

.card-icon {
  width: 52px; height: 52px; color: var(--accent-start); margin-bottom: 1.4rem;
  transition: transform var(--trans);
}
.service-card:hover .card-icon { transform: scale(1.1); }
.card-title {
  font-family: var(--font-display); font-size: 1.15rem; font-weight: 700;
  margin-bottom: 0.65rem; letter-spacing: -0.02em;
}
.card-body { font-size: 0.9rem; color: var(--text-muted); margin-bottom: 1.25rem; line-height: 1.7; }
.card-list { display: flex; flex-direction: column; gap: 0.45rem; margin-bottom: 1.5rem; }
.card-list li { font-size: 0.85rem; color: var(--text-muted); padding-left: 1.15rem; position: relative; }
.card-list li::before {
  content: ''; position: absolute; left: 0; top: 50%; transform: translateY(-50%);
  width: 5px; height: 5px; border-radius: 50%; background: var(--gradient);
}
.card-cta {
  font-size: 0.875rem; font-weight: 500; background: var(--gradient);
  -webkit-background-clip: text; -webkit-text-fill-color: transparent;
  background-clip: text; display: inline-block; transition: letter-spacing var(--trans);
}
.service-card:hover .card-cta { letter-spacing: 0.01em; }

/* ─── HOW IT WORKS ────────────────────────────────── */
.how-it-works { padding: 7rem 0; background: var(--bg); }
.steps-track { position: relative; display: flex; flex-direction: column; gap: 2.5rem; max-width: 680px; margin: 0 auto; }
.steps-line {
  position: absolute; left: 19px; top: 20px; bottom: 20px; width: 2px;
  background: linear-gradient(to bottom, var(--accent-start), var(--accent-end));
  opacity: 0.25; border-radius: 2px;
}
.step-marker {
  flex-shrink: 0; width: 40px; height: 40px; border-radius: 50%;
  background: var(--gradient); display: flex; align-items: center; justify-content: center;
  box-shadow: 0 0 0 5px var(--bg), 0 0 0 6px rgba(37,99,235,.2);
  will-change: transform; transform: scale(1) translate3d(0,0,0);
  transition: transform 0.35s cubic-bezier(0.22, 1, 0.36, 1), box-shadow 0.35s ease;
}
.step:hover .step-marker {
  transform: scale(1.15) translate3d(0,0,0);
  box-shadow: 0 0 0 5px var(--bg), 0 0 0 10px rgba(37,99,235,.4);
}
.step {
  display: flex; gap: 1.5rem; align-items: flex-start; padding: 1rem 1.25rem;
  border-radius: var(--radius-sm); border: 1px solid transparent;
  will-change: transform; transform: translate3d(0,0,0);
  transition: background 0.35s ease, border-color 0.35s ease, transform 0.35s cubic-bezier(0.22, 1, 0.36, 1);
}
.step:hover { background: var(--surface); border-color: var(--border); transform: translate3d(6px, 0, 0); }
.step-marker span { font-family: var(--font-display); font-size: 0.875rem; font-weight: 700; color: #fff; }
.step-content { padding-top: 0.4rem; }
.step-content h3 { font-family: var(--font-display); font-size: 1.05rem; font-weight: 700; margin-bottom: 0.4rem; letter-spacing: -0.02em; }
.step-content p { font-size: 0.9rem; color: var(--text-muted); line-height: 1.7; }

/* ─── CONTACT ─────────────────────────────────────── */
.contact { padding: 7rem 0; background: var(--bg-2); }
.contact-grid { display: grid; grid-template-columns: 1fr 1.1fr; gap: 5rem; align-items: start; }
.contact-sub { font-size: 0.95rem; color: var(--text-muted); margin-top: 1rem; margin-bottom: 2.5rem; line-height: 1.7; max-width: 360px; }
.contact-channels { display: flex; flex-direction: column; gap: 1rem; }

.contact-channel {
  display: flex; align-items: center; gap: 1rem; padding: 1rem 1.25rem;
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-sm);
  will-change: transform; transform: translate3d(0,0,0);
  transition: transform 0.35s cubic-bezier(0.22, 1, 0.36, 1), border-color 0.35s ease, box-shadow  0.35s ease;
}
.contact-channel:hover {
  transform: translate3d(6px, 0, 0); border-color: rgba(37,99,235,.35);
  box-shadow: 0 6px 20px var(--shadow), 0 0 0 1px rgba(37,99,235,.15);
}

.channel-icon {
  width: 40px; height: 40px; border-radius: 10px; background: var(--surface-2);
  display: flex; align-items: center; justify-content: center; flex-shrink: 0; color: var(--accent-start);
}
.channel-icon svg { width: 18px; height: 18px; }
.channel-label { display: block; font-size: 0.72rem; font-weight: 500; text-transform: uppercase; letter-spacing: 0.08em; color: var(--text-muted); margin-bottom: 0.15rem; }
.channel-value { display: block; font-size: 0.9rem; font-weight: 500; color: var(--text); }

/* ─── FORM ────────────────────────────────────────── */
.contact-form-wrap {
  position: relative;
  background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--radius); padding: 2.25rem;
  transition: border-color 0.4s ease;
  z-index: 1;
}

/* Pseudo-element shadow optimization */
.contact-form-wrap::after {
  content: ''; position: absolute; inset: 0; z-index: -1;
  border-radius: inherit;
  box-shadow: 0 12px 40px var(--shadow), 0 0 0 1px rgba(37,99,235,.12);
  opacity: 0; transition: opacity 0.4s cubic-bezier(0.22, 1, 0.36, 1);
  pointer-events: none;
}
.contact-form-wrap:hover { border-color: rgba(37,99,235,.2); }
.contact-form-wrap:hover::after { opacity: 1; }

.contact-form { display: flex; flex-direction: column; gap: 1.1rem; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.form-group { display: flex; flex-direction: column; gap: 0.4rem; }
.form-group label { font-size: 0.82rem; font-weight: 500; color: var(--text-muted); letter-spacing: 0.01em; }
.form-group input, .form-group textarea, .form-group select {
  width: 100%; background: var(--surface-2); border: 1px solid var(--border);
  border-radius: var(--radius-sm); color: var(--text); font-family: var(--font-body);
  font-size: 0.9rem; padding: 0.7rem 1rem; outline: none;
  transition: border-color var(--trans), box-shadow var(--trans);
  appearance: none; -webkit-appearance: none;
}
.form-group input::placeholder, .form-group textarea::placeholder { color: var(--text-muted); opacity: 0.6; }
.form-group input:focus, .form-group textarea:focus, .form-group select:focus {
  border-color: var(--accent-start); box-shadow: 0 0 0 3px rgba(37,99,235,.15);
}
.form-group textarea { resize: vertical; min-height: 110px; }
.select-wrap { position: relative; }
.select-wrap::after {
  content: ''; position: absolute; right: 1rem; top: 50%; transform: translateY(-50%);
  width: 0; height: 0; border-left: 5px solid transparent; border-right: 5px solid transparent; border-top: 6px solid var(--text-muted); pointer-events: none;
}
.select-wrap select { padding-right: 2.5rem; }
.form-note { font-size: 0.78rem; color: var(--text-muted); text-align: center; }
.form-success {
  background: rgba(6,182,212,.12); border: 1px solid rgba(6,182,212,.3); border-radius: var(--radius-sm);
  color: var(--accent-end); font-size: 0.875rem; font-weight: 500; padding: 0.8rem 1rem; text-align: center;
}

/* ─── FOOTER ──────────────────────────────────────── */
.footer { border-top: 1px solid var(--border); background: var(--bg); padding: 2.5rem 0; }
.footer-inner { display: flex; align-items: center; justify-content: space-between; gap: 1.5rem; flex-wrap: wrap; }
.footer-brand { display: flex; flex-direction: column; gap: 0.25rem; }
.footer-brand p { font-size: 0.8rem; color: var(--text-muted); }
.footer-links { display: flex; gap: 2rem; }
.footer-links a { font-size: 0.85rem; color: var(--text-muted); transition: color var(--trans); }
.footer-links a:hover { color: var(--text); }
.footer-copy { font-size: 0.78rem; color: var(--text-muted); }

/* ─── RESPONSIVE ──────────────────────────────────── */
@media (max-width: 900px) {
  .services-grid { grid-template-columns: 1fr; max-width: 480px; margin: 0 auto; }
  .contact-grid  { grid-template-columns: 1fr; gap: 3rem; }
  .nav-links, .nav-actions .btn-primary { display: none; }
  .nav-burger { display: flex; }
  .footer-inner { flex-direction: column; text-align: center; }
  .footer-links { justify-content: center; }
}

@media (max-width: 560px) {
  .hero { padding: 8rem 0 5rem; }
  .hero-stats { gap: 1.25rem; }
  .stat-divider { display: none; }
  .hero-actions { flex-direction: column; align-items: flex-start; }
  .form-row { grid-template-columns: 1fr; }
  .contact-form-wrap { padding: 1.5rem; }
  .steps-line { display: none; }
}